Our Services


We provide comprehensive financial planning services to individuals, superannuation funds, companies, non-profit organisations and trusts.

Services include:

Portfolio Reviews > Review your investments in accordance with your preferred frequency. Investments should generally match your tolerance for risk, goals and objectives. These tend to evolve over time.

Tax Effective Investments > We advise on investment related taxation planning strategies, such as salary sacrifice, salary packaging and gearing (borrowing to invest) when appropriate.

Retirement Planning > Advice for pre and post retirees. You might require guidance on when or how to retire. An adjustment to asset allocation could reduce your exposure to investment risks or transition to retirement may be ideal.  

Superannuation > Request a comparison with your existing superannuation fund(s). Consolidating multiple superannuation funds could help you avoid ongoing duplicate and/or other unnecessary fees that accumulate over time. Corporate superannuation  plans (designed to suit company requirements) are available for medium to large companies interested in group discounts. A Self Managed Superannuation Fund (SMSF) may be suitable for sophisticated investors that prefer flexibility.

Savings & Wealth Creation > Strategies for younger people that have time on their side, such as budgeting, savings plans or margin lending. A regular savings/investment plan could be a smart way to alter spending habits quickly. Margin lending can accelerate long term capital gains and losses through the use of borrowed funds. Restructuring cash flow can create capital for additional expenditure. 

Direct Investments > Such as managed and exchange traded funds. Direct share advice is provided by external  brokers. Direct investments possess many benefits such as choice, cost efficiencies and the potential for outperformance. Percentage investment management fees can be avoided if you have sufficient funds to appropriately diversify. Compare your alternatives before committing a large sum to an illiquid and concentrated direct investment property. You have many options, Australian shares make up less than 3% of global share markets. 

Insurance > Personal and business risk insurance, such as term life, total and permanent disability, income protection, trauma, business expenses, key man and cover for buy/sell agreements. Address your risk insurance needs before a serious accident or illness. Many people have general insurance (car, home contents etc) in place but overlook cover for income that funds these types of expenses.

Contact us if you would like to discuss your requirements in more detail.